Using cash back credit cards for groceries is often frowned upon due to the high levels of interest associated with credit cards. However, the best usage of credit cards revolves around only spending what you can afford to spend and paying off your credit card balances each month to avoid paying interest. If you use …
Credit cards when used correctly are a way that you can build your credit, earn points that can be used for rewards and receive cash back from. While points from credit cards are nice you have to convert those points into rewards and discounts towards things such as airline flights, hotel reservations, discounts on car …
10 Best Cash Back Credit Cards With No Annual Fee Read More »
Using hotel credit cards with no annual fee is a great way to gain access to higher reward levels within hotel loyalty programs, multiply points earned per dollar spent, get deals from hotel partners on flights and car rentals, earn free nights at hotels and boost your credit score with responsible use of the card. However …
Hotel credit cards are a fascinating tool that can enhance your travel experiences by providing access to exclusive benefits, rewards, and privileges. In this article, we will delve into 10 hotel chains that offer their own co-branded credit cards, highlighting the exceptional advantages they bring. Additionally, we will discuss interest rates and the general qualification …
What is a credit card? A credit card is a plastic card issued by the banks that allows you to borrow money from the bank. The borrower can spend up to a limit set on this card within a specified period. You usually pay the borrowed amount in one or two installments with interest before …
What Is The Best Credit Card To Get For A Beginner Read More »
Can I get a credit card after being discharged from bankruptcy? It is a question that many bankruptcy filers are asking. Getting a card after being charge with bankruptcy is so frustrating. Since responsible utilizing your credit card is one way to repair your credit score. Having a bankruptcy issue stained your credit score however …
Can I Get A Credit Card After Being Discharged From Bankruptcy? Read More »
Cash back programs are becoming increasingly popular with credit card users, but how do they compare to mileage rewards programs? Here’s a list of the top 10 differences between cash back and miles rewards programs. 1. Earning rates Cash back cards generally offer at least 1 percent cash back on all purchases, while mile-based cards …
A Guide to Getting the Most Out of Your Travel Rewards Travel rewards take the form of miles or points. They are earned when you make eligible purchases with a credit card. These rewards continue to accumulate as you spend more on your credit card. Though the rewards that are earned can vary quite …
Credit cards are a wonderful tool to have if you use them responsibly. Unfortunately, many people get into trouble with credit card debt because they fail to do so. You can find the benefits of having a credit card by reading this article. Grace periods are one of the major benefits of having a credit …
What Is The Major Benefit of having a credit card with a grace period Read More »
How I started using credit cards instead of debit cards Years ago I attended a conference in the Adam Clayton Powell building in Harlem which discussed entrepreneurship and building a business from scratch. One of the sessions I attended discussed credit and how to use credit to your advantage. Now, I must admit that at …
