Ray

Should You Get a Credit Card? – 5 Reasons A Credit Card May Not Be Right For You

If you have never had a credit card (which is common for young people who are just starting out) you may be considering applying for one. You may have even received credit card offers in the mail, which offer guaranteed approval. Applying for and obtaining a credit card is quite easy today because the credit …

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Four Ways to Improve Your Long Term Financial Outlook

Most everyone wants to set aside money and develop a sizable savings account, but life’s unexpected happenings can make it difficult to do so. Accordingly, while the oft-repeated advice of columnists and financial professionals–develop savings–is useful, it doesn’t provide any insight or guidance in terms of the process itself. For those who’re serious about enjoying …

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6 Signs an Online Romance Scammer Will Break Your Heart and Bank Account

According to consumer finance exerts, Americans lose over $200 million a year in online romance scams. These scammers typically target lonely senior citizens. However, younger adults fall victim to romance scams as well. Luckily, there are some easy tips that you can follow to prevent a con artist from stealing your heart and life savings. …

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